My life in credit card debt seriously is no fun whatsoever.  I cannot even begin to tell you just how horrifying life was when I was wedged really deep in credit card debt.  For starters I didn’t even have the funds to buy food for my family that was a losing feeling.  Getting out of debt was something I never thought was going to be possible for me to do. However one day I realized that I couldn’t keep coping like this and needed to locate a solution for this financial problem I had. 

To being with I went in search of a bankruptcy attorney hoping to just eliminate all of my debt and be done with it forever.  After talking with the lawyer I realized that this would not be the best process for me to get out of debt and would have an extremely negative effect on my FICO score and personal well being.  After figuring out bankruptcy wasn’t for me then I tried to look into a consumer credit counseling procedure, which just cost was to much money for me to really manage.

Then finally I heard about debt settlement and this turned out to be the credit card debt relief method that was going to save me some real money and get me out of debt very fast. My monthly payments were literally slashed in half and I was scheduled to be debt free in merely four years.  This program afforded me the privilege to once again put dinner on the table and take my kids out to the carnival.  It really felt like a huge weight lifted off of my shoulders and I am so fortunate I did something about it.

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